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Your Car Insurance and Suspended Driver’s License When it comes to driver’s license suspension, you can expect that your car insurance rates to increase. It is important for you to be able to prove that you have an existing car insurance before your license suspension has been lifted. There are several things that affect a person’s car insurance rates such as car accidents, being convicted of a DUI (driving under the influence) or DWI (driving while intoxicated) or getting pulled for over speeding. A driver’s license can be suspended because of car misuse, involvement in hit-and-run accident or any accident that the driver is proven at fault and repeated disregard of DUI or DWI rules. Driver’s license suspension may seem superficial and many people don’t worry too much about it, but not until they reach a certain point of experiencing it themselves, and later on realize how much it affects their lives. Well there are many obvious reasons such as not being to drive for work, drive children to school, and not being able to visit your friends and family anytime you want to, without the stress and hassle of commuting. The less obvious situations are far more than what you initially expected like being restricted running errands, shopping, attending religious activities, attending doctor’s appointment, cannot fully assist someone who needs assistance like having to bring someone to the hospital because of an emergency, or bringing your dog to a dog day care or veterinarian as necessary. Moreso, you may become a source of burden to your family and friends, as they are responsible for driving you around because thy have no choice. Some may have an option to utilize public transportation, but if you live in a small town or a place without a significant transportation system, you will need to rely solely on your family and friends. You are just putting yourself at greater risks if you try to drive your car with a suspended license. Being caught driving with a suspended driver’s license may result in lengthened suspension, permanently lose your license, or in a worse case, even go to jail. You might think your ordeal ends after your driver’s license suspension has been reinstated, but actually, it is just the beginning. When you consult your car insurance provider, you likely notice a significant increase in your car insurance rates. Your history of having a suspended license will be shown on the driving history, and it will definitely affect your car insurance rate for years. You may view our website for more driver’s license articles and blogs.Finding Parallels Between Licenses and Life
